Bundled products (Collective funds)

Bundled products enable clients to invest into an array of pre-selected collective investment funds. Groupwide, we offer a range of over 400 top-rated funds of some 40 renowned fund houses, thus covering various asset classes. These products can be structured as single premium policies or regular premium policies. They include a death cover and offer options for the client to adjust the investment strategy by means of top-ups, switches and withdrawals.

These products offer various advantages, most importantly:

• Access to a wide range of top-rated funds
• Favorable tax regime in most European countries
• Tool for wealth transmission

Our major bundled product is Camelea, a unique all-inclusive life assurance wrapper product. It meets our clients’ demand for capital protection and capital growth as well as the financial requirements of our distribution partners. A great degree of flexibility is entailed in this product which, for the moment, is only available on the Belgian market through our subsidiary Private Estate Life, but will soon be available on other markets as well.